Terms of Service

Version 2026-10-23.2 · last updated 23 October 2026. Written in English; the English text is the one that applies.

1. Definitions

• Service: the OilBhav AI website, dashboard, mobile app, notifications, chat assistant and every price, analysis, forecast, chart, alert and report in them (together, the Content).
• Account: the login we give your business. Authorised User: a person in your business you allow to use it.
• Subscription Period: the access period we approve or you pay for.

2. Who may use the Service

• The Service is for businesses that buy, sell, pack, trade or refine edible oil, and for use in the course of that business only. It is not for consumers.
• You must be at least 18 years old and allowed to accept these Terms for your business.
• Everything you tell us at sign-up and later (name, business, GSTIN, location, refineries, freight) must be true and kept up to date. We may refuse, suspend or close an account given false details.

3. Your licence to use the Service

For the Subscription Period, and as long as you follow these Terms, we give you a limited, personal, non-exclusive, non-transferable, non-sublicensable and revocable licence to view and use the Service for your own internal business decisions. Nothing else is licensed. Every right not expressly given to you is reserved by us.

4. What you must not do

You and your Authorised Users must not, and must not help anyone else to:

• share the Account, its password or its login link with anyone outside your business, or let more devices or people use it than your plan allows;
• copy, forward, screenshot for distribution, resell, rent, publish, broadcast, post in any group (WhatsApp, Telegram or otherwise) or otherwise share the Content with anyone outside your business;
• scrape, crawl, download in bulk, or use bots or automated tools to collect the Content;
• copy, reverse-engineer, decompile or attempt to derive the source code, models, methods, data or design of the Service;
• use the Content, our data or any part of the Service to build, train, feed or improve any other product or service, including any price-information, analytics or AI product, whether yours or someone else's;
• use the names OilBhav or OilBhav AI, our logo, or any name or logo confusingly similar to them, for any product, business, domain name, social media handle or group;
• remove or hide any copyright, trademark or ownership notice;
• attack, overload, probe or bypass the security of the Service, or use it for anything unlawful.

Breaking this clause is a serious breach. We may suspend or close the Account at once and without any refund, and we may claim damages and seek an injunction from a court. You will be responsible for every use of your Account.

5. Ownership: copyright and trademarks

The Service and all Content, software, data compilations, analyses, models, designs, text, graphics and logos are owned by or licensed to JRC Agro Industries Private Limited and are protected by the Copyright Act, 1957, the Trade Marks Act, 1999 and other laws. All rights reserved. OilBhav AI™ and its logo are our trademarks. Using the Service does not transfer any ownership to you.

6. Confidentiality

The Content, our prices, analysis and methods, and anything we mark or describe as confidential are our confidential information. You will keep them confidential, use them only under clause 3, and protect them at least as carefully as your own confidential information. This duty continues after your account ends.

7. Information only, not advice

• The Service gives information and analysis, not financial, trading, investment, legal or tax advice.
• Prices come from refineries, brokers, markets and other sources. They can be late, change quickly, differ by grade or delivery period, or be wrong. Forecasts and AI-written analysis are opinions about the future and can be wrong. Always confirm a price with the seller before you buy or sell.
• Delivered ("you pay") prices are worked out from the freight you tell us; if your freight is wrong, they will be wrong.
• Every buying, selling, stocking and payment decision is yours alone.

8. Fees and payment

• Fees, plans and Subscription Periods are shown before you pay. Fees are payable once, in advance, for the whole Subscription Period, plus GST and any other taxes that apply.
• Payments are processed by a third-party payment gateway regulated by the Reserve Bank of India and certified to the PCI DSS security standard. We do not see or store your card number, CVV, UPI PIN or net-banking password; you enter them on the gateway's own secure page.
• All fees are non-refundable, as set out in the Refund & Cancellation Policy.
• We may change prices for future Subscription Periods; a change never affects a period already paid for.

9. Your data

How we collect, use, protect and keep your personal data is explained in the Privacy Policy, which forms part of these Terms. You give us the right to use the business information you provide (refineries, freight, location, volumes) to run the Service for you and, only in aggregated and anonymised form that cannot identify you or your business, to improve the Service and to describe it to others.

10. Availability and changes to the Service

We aim to keep the Service available, but it is provided "as is" and "as available". It may be interrupted for maintenance, by our suppliers, or by events outside our control. We may add, change or remove features at any time.

11. Disclaimer of warranties

To the fullest extent the law allows, we give no warranty, express or implied, that the Service or Content is accurate, complete, current, uninterrupted, error-free or fit for any particular purpose.

12. Limitation of liability

To the fullest extent the law allows: (a) we are not liable for any trading loss, loss of profit, revenue, business, goodwill or data, or any indirect, incidental, special or consequential loss, however caused; and (b) our total liability for all claims in connection with the Service is limited to the fees you paid us for the Service in the 12 months before the claim arose. Nothing here limits liability that cannot be limited by law.

13. Indemnity

You will indemnify and hold us harmless against any claim, loss, penalty or cost (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Service or Content, or any sharing of your Account.

14. Suspension and termination

• Your access ends automatically at the end of the Subscription Period unless renewed.
• We may suspend or terminate your Account at once if you breach these Terms, if required by law, or to protect the Service or other users.
• You may stop using the Service at any time; fees already paid are not refunded.
• Clauses 4, 5, 6, 7, 11, 12, 13, 16 and 17 continue after termination.

15. Changes to these Terms

We may update these Terms. We will show the new version on the Service or tell you by email before it applies to you. If you keep using the Service after that, you accept the new version; if you do not accept it, stop using the Service.

16. Governing law and disputes

These Terms are governed by the laws of India. Both sides will first try to settle any dispute in good faith within 30 days. If it is not settled, the courts at Hyderabad, Telangana have exclusive jurisdiction.

17. General

• These Terms, the Privacy Policy and the Refund & Cancellation Policy are the whole agreement between us about the Service.
• If any part is found invalid, the rest stays in force. Not enforcing a right is not a waiver of it.
• You may not transfer your Account or these Terms; we may transfer them to a successor of our business.
• We are not responsible for delay or failure caused by events outside our reasonable control.

18. Contact

Questions or complaints about these Terms: the support option inside your account, or a reply to any email we send you. We acknowledge a grievance within 48 hours and resolve it within 30 days.